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B2 Chapter 175: Camaraderie pt. 2

🕑 Added 2025-01-18 20:30:00 +0000 UTC

Comments

Christopher Johns

lol the United States of Medical Debt—I love that but the truth of it stings. Great chapter

Kenshii

Dang man I just joined but i’m happy i’m supporting such a community driven guy 🙏 that’s really cool of you to help out your fans

J Snyder

Not sure if you will see this… but as for “the loot”… would NONE of the ambushed caravans have left something worthwhile to scavenge??

Rick

I'm having issues with the v.a ..they claim they ran out of my medication ...going into the third week now ...BP thru the roof ...but other then that aggravation...I'm doing great 👍

Rick

That's awesome dude not many would do it ....I'm deeply impressed ...as for me I'm fine ...so far ...no huge medical bills ..fingers crossed ..I'm 66 and it could happen any day ...but I'm hoping it never does

DagNabItAll

I used to leave a message everytime I unsubbed from a story, but stopped when I figured only Patreon was seeing them.

Bacon Macleod

they're anonymised, but yeah - some people use them to flame as well which is kinda funny

lenkite

Aaah OK, usually that the difference between wizardry and sorcery in traditional D&D fantasy. Wizards have fixed spells, sorcerers have flexible meta-magic. But I guess its a bit different here.

Bacon Macleod

Yep, that’s a goof - should be unique

Kronos

United States of Medical Debt is way too accurate lol Btw that’s awesome for you to do, it makes me even more glad I’m able to support you and your story.

Kronos

My understanding is as follows from context and what has been described previously: Sorcery = spells that have predetermined parameters (faster, easier, more rigid) Free casting = using mana manipulation skills, etc to mimic effects of spells. (Longer build up time, flexible usage, requires skill and study)

Kronos

Tftc! “Kaius would be surprised if he didn’t completely skip a rarity and jump to at least Unusual in the second tier.” Correct me if I’m wrong but i think skipping a Tier of rarity from Rare would be Unique, not Unusual?

lenkite

"a class that encompassed both sorcery and free casting" What is the difference ? This was yet to be explained in the story, I think.

DagNabItAll

I didn't realize you actually saw those exit surveys, I thought it was just Patreon.

darthcrouch

That's awesome of you to do, not many people would pay attention to the reasons people have to quit with a subscription, you are a gem!

Bacon Macleod

My guy, For one, mentioning that the USA has higher rates of people suffering from financial stress due to healthcare costs is not a political statement, its a simple fact. I'm also not from the UK, I mentioned i'm from new zealand, and in the same sentence criticised my own country - that's pretty normal from what I have seen globally. I do have family in the UK, and their health-system is also dog doo doo, mostly because of systemic dismantling and underfunding of the NHS for the last 20 years Even if you exclude non-OECD countries, the USA still has pretty poor health outcomes for the level of monitary investment - not because it is bad, but because it is anomalously expensive and can be difficult for people to access. The fact that healthcare in the states is politicised is your business - everywhere else stating that I'm willing to throw some free reading at people if they are experiencing health-care related costs is just kindness, not a political statement. I made a light hearted jab at the USA, because in real terms that is where 90% of that specific financial stress occurs. And yes, 90% coverage does refer to insurance - lots other places with universal healthcare use a national insurance model. 10% of the population lacking coverage is still bad. Even if you *do* think user pays is fairer, or more effective, i don't understand why you wouldn't want it to be cost effective - currently it costs a shitload and isn't seeing the return on investment compared to outcomes in countries like Germany, or Australia. Nor do I understand why you have gotten so rankled at a very minor joke. Genuinely, I don't understand why its contentious to say it should be cheaper and more accessible. i can understand political differences on how to make that happen, but for acknowledging the problem even exists to be a political statement is so far outside of my lived experience that i'm very confused on how its a controversial comment. Hell, I didn't even say that it *should* be cheaper and more accessible, just that I was willing to help people out in a tough spot.

Brandon

My brother, the US uses a far-stricter methodology than most othet countries for determining IMR. Do you really think that Qatar has superior medical care to the USA? Really? The vast majority of medical advancements come from the USA because we are not stagnant, unlike Canada and most of Europe. I don’t know what country you’re from, I assume the UK, but the average UK citizen is poorer than the average citizen in ANY US state. To say that out country is stagnant or decaying while ignoring the MASSIVE problems in your own country is both hypocritical and foolish. As far as your “universal” healthcare system goes, we both know good and well that it has a great deal of flaws itself as there is no such thing as a perfect healthcare system that can provide infinite resources to an entire population. Now, instead of starting a stupid political debate in your Patreon focused on writing well-written fiction, why don’t you focus on that and not potentially piss off a portion of your fanbase over a topic that has literally no impact on YOUR life. Lastly, just so that you understand, your figure of 10% of Americans lacking healthcare is incorrect. The correct figure is that ~10% of people lack health INSURANCE, many by choice. No one in this country is denied healthcare for lack of insurance or money, it is in fact against the law for that to occur. Does that mean that everyone gets the absolute best and most expensive care for every condition regardless of means? No. However, no system offers such a thing nor could it. As far as medical debt goes, that debt goes uncollected in most cases with minimal to no financial harm to the people that have it. While hospitals CAN garnish wages, if the person in question truly has no money, they will rarely do so because there’s no point. Medical bills also cannot impact your credit nor can you lose your home over them or anything like that in most, if not all, states. As I said, your understanding of this issue is incomplete, as it should be given that it doesn’t inpact you, but you shouldn’t have an interest in taking unnecessary jabs at people just because. End rant, do with it what you will.

Bacon Macleod

USA by far and away has the highest healthcare expenditure per capita in the OECD - 56% higher than the next highest, which is germany. It's 4th globaly, but everyone else in the global top ten other than germany are very small, very poor countries where it is easy to do so. Despite that, it is 51st in infant mortality (worse than russia, china, UAE, Qatar, and a laundry list of european and oceanic countries) 65th in maternal mortality rate (worse, that figure has doubled since '85) 48th in life expectancy. 65% of bankrupcies in the states are medical related, vs 8% in the UK, 10 in AUS, and 19% in CAN - most other places don't even track this because it's basically unheard of. Literally a full quarter of working age americans struggle to pay medical related expenses. On top of that, 10% of the us population does not have healthcare coverage. Not exactly the signs of a functioning system. Yes, most places have private healthcare, but it works alongside a public system, is notably more accessible and cheaper than the states, and doesn't leave people destitute. As far as tax goes, the average income tax on a worker in the USA is 24.2%. The OECD average is....24.9%. Hell, I live in nz which has an average tax rate of 21.1% and we don't have capital gains tax at all (which I consider an issue, it has fucked out house prices and heavily disincentivised productive investment that boosts the economy - business investment etc). All that aside, its weird to laser focus on one tiny throw away line to get upset about me offering to give content away to people for free as a one of gesture of empathy. Singling out a unique flaw in the american healthcare system is categorically not a personal attack - taking milquetoast criticism of your nation as a personal affront is how stagnation and decay happens.

Bacon Macleod

I'm actually back down south in a while but skipping blenheim unfortunately. Chch to surprise my partners mum, then down to invers to see some more inlaws, then up to dunedin to see some old friends and haunts, then back to chch for a wedding, then back to welly - pray for me, it's gonna be a long 9 days

jim jaco

My girlfriend left me and took the dog. I will surely miss that dog.

Joshua Little

Thanks for the chapter.

Tyrant Villager

Thanks for the chapter. United States of Medical Debt is entirely too accurate.☠️

CPTincognito

That was just a cheeky lighthearted jab at a very real American struggle. Let it go, or better yet, enjoy it like a real american lmao

Brandon

Uh huh, ask your friends across the border about time to access MRIs, cancer screenings/treatments, and specialized care without having to resort to private clinics. Also, ask them what their tax rates are and how their general economies are doing. By US standards, Canada and most of Europe are poorer than our poorest states and are massively taxed compared to low-income Americans. But hey, at least they have “free” healthcare, right?

Fred

cosmirations -> commiserations?

Brandon

There’s no such thing as “free” healthcare. Also, you can still get healthcare in the US even if you don’t have insurance and/or money. In most states, there’s really no real financial consequence to having medical debt either.

BelligerentGnu

It is, in fact, completely true. The difference my friends across the border experience is insanity.

Andrew Jones

you are a gem ❤️

Tim Judge

Good chapter. Yay for Land 🦞. Mmmmm. If you ever pass through Blenheim let me know and I'll shout you a beer or three.

M van Dongen

Reeled in, hook, line and sinker.

DSeraph

That’s really kind of you to offer to do that for people. Thank you for being willing to help out your members beyond writing a great story for us to read.

DSeraph

A little bit of general government directed snark sure. BS though? Medical bills ARE quite high in the US. There ARE people who can’t afford it. It’s not like it’s completely untrue.

Brandon

Come on man…I love this story, why did you have to add some snarky, BS comment about the US? Things aren’t as simple on that front as you’d like to believe.

Jordan King

That’s cool of you man. Glad I could support a good human.


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